Maghfiroh, R. U. ., E. T. . Djatmika, P. . Handayati, and C. . Wardoyo. “Adoption a Payment Fintech Service by Food and Beverage MSMEs: Evidence from East Java Indonesia”. Edelweiss Applied Science and Technology, vol. 9, no. 6, June 2025, pp. 242-5, doi:10.55214/25768484.v9i6.7791.